I haven’t used this new product myself, but it looks promising!
iKobo.com

I think everyone should register, and give it a shot!

Ive also been alerted of a new product that will import smiliy faces into your emails, or IM’s

Take a look at iKobo if your looking for a good paypal replacement!

I haven’t had a chance to check this out, but Ive heard it is a pretty cool toy :)